Virtual Finance Office.

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Our Virtual Finance Office (VFO) is an outsourced accounts solution that not only saves you money, but gives you back something more valuable – your time.

For anyone running a business, getting the finance function operating efficiently can present a challenge as all businesses require different skills from processing, through to reporting and forecasting, which are hard to find without hiring multiple people.

Our fully outsourced accounts solution ensures that you stay HMRC compliant, invoices are processed and paid in a timely manner, you have access to the latest technology, and receive up-to-date information about your business, so you can make future decisions with confidence. However large your business, and whatever industry you’re in, simply select the services you need and free up your time to focus on running and growing your business.

We offer a free initial consultation where we review your business operations and scope out the services required to provide a cost-effective solution for you. Our charging structure is a subscription-based model, where you only pay for the services that you need.

PEM are an accredited Xero Platinum Partner, a reliable cloud accounting resource.

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PEM VFO Partners

Benefit from speed and accuracy thanks to our VFO technology


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Fathom is an all-in-one reporting, analysis and forecasting tool. The software combines insightful reporting, fast cash flow forecasting and actionable financial insights into one easy business management solution.


ApprovalMax helps us streamline our workflows so you don’t have to send us 100s of emails to get approval for accounting documents.

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